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Loans

Although the plan is designed for long-term savings, you can borrow from your account and pay yourself back with interest.

  • Loans permitted: Two.
  • Repayment term: 5 years for a personal loan; up to 15 years for a loan taken to purchase a principal residence.
  • Fee: $50 when applying online or through the interactive VOICE® Network; $100 when applying by phone with personal assistance from a Vanguard associate.
  • Annual loan maintenance fee: $25.

 

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